Investment Are Your Fast Track To Wealth
Achieving your long-term financial goals isn’t complicated. All it takes is diligent and planned savings and investments to grow your wealth and ensure your journey reaches your goals – whether owning a home, saving for holidays, funding your children’s education, retirement, or financial freedom.
Home
- Home ownership
- Setting up family
- Estate planning
Family
- Parent’s retirement
- Children's upbringing
- Children's education
Personal
- Holiday trips
- Further Education
- Retirement
Others
- Charity
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Topic: 【Let's Talk Investment】- What Causes The Silicon Valley Bank To Collapse?
Partners
Our Investment Approach
As financial planners, we are stewards of our clients’ core savings, hence it is imperative we safeguard their investments well to meet their financial goals. To achieve this, we adopt a value investing philosophy to create our investment portfolios.
More About Value Investing...Value investing involves buying assets at attractive prices relative to their appraised value. For equities, we ascertain their productive value based on the quality and growth of their underlying businesses.
Value investing requires time, because the asset prices may not always reflect their
value in the short term, but in the long term, they converge. As Benjamin Graham, the
father of securities analysis, said “In the short run, the market is a voting machine. But
in the long run, it is a weighing machine”.
Using Microsoft as an illustration, its share price collapsed by almost 50% from 2007
to 2008, while its earnings were relatively intact, causing a short-term divergence
between its price and value. 8 years later in 2016, the share price converges back to
its earnings (value).
In our value investing, we endeavour to find high quality companies with good growth and buy them at reasonable prices. This allows your wealth to grow and compound with the growth of the underlying companies over the medium to long term.
"All intelligent investing is value investing. You get more value than what you pay for."
Our Investment Services
UIIS allows you to invest directly into a handful of carefully handpicked public listed companies and Exchange-Traded Funds (“ETFs”). This allows investors who do not have the luxury of time to enjoy the intricate art of selecting these high quality companies.
We generally invest in about 15-25 companies, and we will keep you updated on a quarterly basis, as well as when there are changes to be made to your portfolio.
There are 2 sub-categories within the UIIS:
Unicorn Discretionary Management Service (UDMS) |
Unicorn Securities Advisory Service | |
|---|---|---|
Minimum Investment |
S$500,000 |
S$250,000 |
Who Can Invest? |
Instituition and Accredited Investors |
All Investors |
Investment Type |
Cash |
Cash |
How We Work With You? |
You can delegate the research and management of your portfolio to our team of experts, while being kept in the loop of all decisions made. |
You can be in control of your portfolio with updated research and recommendations from our team of analysts. We provide you with advice, you make the final decision. |
VIPS is a wealth accumulation service that allows you to invest in a strategic portfolio of Unit Trusts (“UTs”) and Exchange-Traded Funds (”ETFs”) and the continual regular saving and investing into the investment portfolio. We advice you on the investment of these UTs and ETFs on model portfolios approach, while you made the final decisions.
We will update you on your portfolio on a quarterly basis, as well as when we make any changes to it. This allows you to keep abreast of the macroeconomic environment through our lens, so that you can appreciate the asset allocation and funds selection decisions on the portfolios.
Value Investing Portfolio Service (VIPS) | |
|---|---|
Minimum Investment |
S$1,000 Lump Sum |
Who Can Invest? |
All Investors |
Investment Type |
Cash, SRS and CPF |
How We Work With You? |
You can be in control of your portfolio with updated research and recommendations from our team of analysts. We provide you with advice, you make the final decision. |
If you are not satisfied with the performance, or unsure about the quality of your current investment portfolio, we can offer you an independent analysis from our experts.
During the portfolio repair process:
- We will collect and analyse your current portfolio.
- We will present you with our report of analysis and recommendations.
- We advice you on which are the securities to keep or liquidate.
- We may also advice you to restructure your current portfolio to optimise your investment returns, and to help you recover previous losses suffered on the portfolio.
Contact us to find out more
Achievements
Our Investment Portfolios
UIIS
Dividend Yielding Portfolio
This portfolio is designed to provide income with some capital growth. We aim to achieve a net return is 4-6% per annum over the medium to long term (5-7 years), with moderate volatility.
This portfolio seeks to invest in dividend-yielding equities, fixed income, gold and cash equivalents.
UIIS
Capital Growth Portfolio
This portfolio is designed to provide capital growth. We aim to achieve a net return is 5-7% per annum over the medium to long term (5-7 years), with moderate-high volatility.
This portfolio seeks to invest in growth equities, fixed income, gold and cash equivalents.
UIIS
Aggressive Growth Portfolio
This portfolio is designed to provide higher capital growth. We aim to achieve a net return is 7-10% per annum over the long term (more than 7 years), with high volatility.
This portfolio seeks to invest largely in growth equities.
VIPS
Strategic Portfolio
This portfolio is designed to provide stable growth. We aim to achieve a net return is 4-6% per annum over the medium to long term (5-7 years), with moderate volatility.
This portfolio seeks to invest in diversified types of equities, fixed income, gold and cash equivalents.